Demand Letter Service
Our professionally drafted Qualified Written Request (QWR) is a letter written pursuant to Section 6 of the federal RESPA law, According to the Real Estate Settlement Procedures Act (RESPA) if a borrower does not have one or more documents or believes their loan to be in error they may request in writing for those documents.
The purpose of your Qualified Written Request (See 12 U.S.C. Sec. 2605):
- Clarify your billing and accounting issues involving your loan payments;
- Put the loan servicer on notice of your legal rights and let them know they have some work they are legally required to perform;
- Make Lender or Servicer potential defendants if they fail to comply with your lawful demands;
- Establish that there is a valid good faith grounds for filing a lawsuit.
Based on a review of your documents we provide you with a detailed QWR packed with tough questions that demand real answers or potential federal fines and damages.